MoneyWorks Instant

For when life catches you off guard.


MoneyWorks Instant offers a cheaper alternative to other payday loans. 


Getting a loan through MoneyWorks is easier, quicker and cheaper than you think.

Say goodbye to high fees and repay less, leaving more money in your pocket.

  • Same day decision
  • Only available in store
  • Helps with emergencies until payday
  • Up to £500, repayable over a maximum period of 6 months
  • For employed residents only


To apply or for more information, visit us in store          

or call us now on 020 8430 2041

MoneyWorks Instant

Get emergency cash at low rates with a MoneyWorks Instant loan


Who can apply for a loan?


You need to be:

  • A Newham resident who has lived here for one year or more
  • Aged 18+
  • An Employed Resident
  • A member of MoneyWorks – (you can register in-store)


MoneyWorks Standard Loan is provided by London Community Credit Union (LCCU), a lender you can trust.

MoneyWorks loans through London Community Credit Union are much cheaper than many other providers.

There are lots of other member benefits with MoneyWorks LCCU loans, such as Free Loan Protection Insurance, negotiable repayment terms and interest on the reducing balance of your loan.

This means your interest repayments will get smaller as your loan is reduced. LCCU will also work to help you if your circumstances change, and your loan will be totally written off if you die.


Things you’ll need…

To apply for a loan online, or in store, you'll need the following:

  • Proof of identification e.g. a passport or driving licence
  • Proof of address e.g. a recent utility bill, rent book, council tax letter or mortgage statement
  • Proof of national insurance number e.g. wage slip or benefits letter
  • Last three months bank statements for ALL bank accounts held
  • Last three months payslips (even if paid weekly or fortnightly)
  • Proof of any other income (e.g. benefit award letters)
  • Current statements for all of the following if you have them: loans / mortgage / credit cards / catalogues / other debts / borrowings
  • If you are seeking a loan for Debt Consolidation supporting evidence will be required – Full details and letters will be required


If you need support or help scanning in your documents you can contact us to book an appointment with an advisor.

* By undertaking this application you agree that your information will be shared between the London Borough of Newham and London Community Credit Union. For more information about data sharing click here.

26.8% APR representative.  Newham MoneyWorks is a service provided by the London Borough of Newham.  Newham MoneyWorks acts as a credit broker and not as a lender.  All loans are subject to status and are provided by London Community Credit Union Limited, which is authorised and regulated by the Financial Conduct Authority.  Services provided by MoneyWorks are not regulated by the Financial Conduct Authority.

Moneyworks loan calculator

1. Use the slider or enter a loan amount

£50 £1500

2. Select the loan repayment time

3. Find out what you'll be repaying

*Terms and conditions apply, this loan calculator is to be used as a rough guide only, not a factual representation. Please consult a specialist to learn more, or find out how it works.