MoneyWorks Emergency Loan

Help in a crisis.

 

Formerly known as the Newham Community and Crisis Support scheme. A loan to help with expenses in an emergency or if you are vulnerable and experiencing severe hardship. If you have an extreme emergency and there is no other way for you to get help, you may be offered a MoneyWorks Emergency loan. It is important to understand that you will have to pay it back.

 

MoneyWorks Emergency Loans offer:

  • A safety net for Newham residents in an emergency
  • Support to help vulnerable people move into or stay in the community
  • Support if you are under exceptional pressure

 

 

Emergency Loans are provided by Newham Council and have replaced crisis loans and community care, which were given out by the Department for Work and Pensions (DWP).

Emergency loan

To help with expenses in an emergency or if you are vulnerable and experiencing severe hardship

£

 

Who can get an Emergency Loan?

You can apply if you:

  • Are aged 18 or over
  • Are receiving a qualifying benefit such as Jobseeker's Allowance, Employment & Support Allowance, Income Support, Pension Credit or Housing Benefit
  • Have lived in Newham for at least six months (for crisis support) or 12 months (for community support)
  • Do not have savings you can use cover the emergency

 

Please note that the MoneyWorks Emergency Loan is discretionary, which means that you do not have a legal right to receive one. If you are in extreme need but are not sure if you qualify for an Emergency Loan, contact us for advice.

 

What can it be used for ?

Community Support

You may be able to get Community Support for basic necessities such as furniture and white goods and clothing if you are leaving institutional care or being resettled, or if you are looking after someone.

 

Crisis Support

You may be able to get Crisis Support if you are going through a disaster or an emergency and getting the support is the only way to stop the situation causing harm to you or someone in your household. Support will help to pay for food, fuel, and other basic living expenses.

 

Paying you your loan

It is important to understand that you will have to pay it back.

We do not give out cash. Instead we help you directly with your needs. For example, if you need help with fuel costs, we would give you a voucher that can only be used for fuel.

Click here for a full list of qualifying criteria

Apply now